Investment Plans workspace
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PURPOSE, PROBLEM AND SCOPE
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GENERATED PROJECTION of 01_System/project_data.py (FRAMING). Do not hand-edit.

PURPOSE
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Zaid can decide, on evidence rather than impression, whether to commit personal capital to starting an NDIS provider business in Victoria — because the decision is largely irreversible once capital and twelve months of his time are spent.

PROBLEM
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Current state:  Zaid holds four prior working files on starting an NDIS business. Every cost, timeframe and rate in them is unsourced, and the material ones are now wrong: they predate the mandatory registration regime that commenced 1 July 2026, the NDIS Amendment (Securing the NDIS for Future Generations) Bill 2026 passed on 19 August 2026, the 2026-27 NDIS price limits, and the 1 July 2026 SCHADS wage increase. He therefore cannot tell a plausible answer from a checked one, and cannot make a capital decision from what he has.

Desired state:  A single decision pack in which every cost, price, wage, timeframe and legal position carries a resolvable source or is explicitly labelled as an assumption with a confidence level, and in which the go/no-go recommendation states what Zaid would need to check in order to disagree with it.

Gap:            No sourced cost stack, no verified rate inputs, no break-even model, no downside case, no read on the July 2027 mandatory-registration expansion, and no trade study between the three candidate service models.

OBJECTIVES
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OBJ-1  Zaid can state the total capital at risk before first revenue, for each candidate service model, to within a stated confidence band.
OBJ-2  Zaid can state the break-even volume and the month at which each candidate model turns cash-positive under a stated set of drivers he can change.
OBJ-3  Zaid can state which service model the evidence favours, and on which specific criterion weight that answer would flip.
OBJ-4  Zaid can state what the July 2027 mandatory-registration expansion does to each candidate model, and what it costs to be ready for it.
OBJ-5  A second operator, given only the project folder, can reproduce every number in the study from its cited source within 15 minutes.

MEASURES OF EFFECTIVENESS AND PERFORMANCE
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OBJ-1  MOE-1 Capital figure is decision-grade
        MOP-1.1 Percentage of cost lines carrying a resolvable source URL or an ASM-### ID = 100%
        MOP-1.2 Count of cost lines stated without a confidence level = 0
OBJ-2  MOE-2 Break-even is reproducible
        MOP-2.1 Every financial-model input traces to a row in the Source Register = 100%
        MOP-2.2 Count of hard-coded numbers in the model with no input cell = 0
OBJ-3  MOE-3 The recommendation survives challenge
        MOP-3.1 Trade study has >= 3 credible alternatives and weights timestamped before scoring: pass/fail
        MOP-3.2 A sensitivity statement naming the weight that flips the result is present: pass/fail
OBJ-4  MOE-4 The 2027 exposure is quantified
        MOP-4.1 Each candidate model carries a stated July-2027 consequence and a cost to be ready: pass/fail
        MOP-4.2 The legal basis for the July 2027 date is verified against a government source: pass/fail
OBJ-5  MOE-5 Cold-start reproducibility
        MOP-5.1 Automated checker suite pass rate = 100%
        MOP-5.2 Transfer-pack re-derivation check: zero MISSING / EXTRA / ALTERED files

STAKEHOLDERS
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Zaid Al Dabbag
    stake:     Project owner and sole approval authority; the capital is his
    authority: Sole decision authority (Change Control Board for Class 1)
    accepts:   Sourced figures, stated confidence, an explicit downside case, and what to check to disagree
Prospective NDIS participants
    stake:     Would receive the supports the business delivers
    authority: None
    accepts:   Not consulted in this cycle — recorded as a stakeholder whose needs are deliberately not being met at study stage (GOV-B2.5)
NDIS Quality and Safeguards Commission
    stake:     Regulator; grants and can revoke registration
    authority: Approves or refuses registration
    accepts:   Conformance with the NDIS Practice Standards, evidenced by an Approved Quality Auditor
Support coordinators and plan managers (Victoria)
    stake:     Referral gatekeepers; hold the client rosters that a new provider needs
    authority: Control first-client access
    accepts:   Provider reliability, responsiveness and a credible service offer
Future operator of this project (human or AI)
    stake:     Must be able to resume the project cold
    authority: None
    accepts:   A transfer pack that re-derives from its sources under an automated check

INTENDED USE (OPERATIONAL CONCEPT)
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OPERATIONAL CONCEPT. Operated by Zaid on a Windows desktop and on a phone. Environment: the project folder itself, opened from local disk or a cloud-synced copy — every path inside this project is relative, so it works from wherever the folder is placed. Inputs: the registers in 03_Registers and the sourced fact base in 02_Work. Frequency: read once to make the go/no-go decision; re-read at each subsequent decision point; re-verify every source before relying on it after 2027-08-20 (GOV-F1.16 twelve-month currency rule). On failure — a stale price limit, a superseded legal position, a dead link — the Help Hub troubleshooting entry names the symptom, the check and the fix, and the study must not be relied on until the affected figure is re-sourced.

CONSTRAINTS
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- Jurisdiction is Victoria, Australia   [source: Zaid, intake 2026-08-20]
- Every external fact must carry a resolvable source   [source: GOV-F8.8]
- Currency date for all external facts is 2026-08-20   [source: GOV-F1.16]
- Project class is STANDARD   [source: Zaid, intake 2026-08-20, under GOV-A1.8]
- No payment, login, banking or credential action is permitted   [source: GOV-A3 INV-1..INV-7]
- Zaid's personal financial position, living costs and risk appetite were not supplied   [source: Intake 2026-08-20 — recorded as ACT-001..ACT-004]

OUT OF SCOPE — work that falls inside these is scope drift and must be stopped
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- Preparing, lodging or paying for any registration, insurance or company application.
- Producing the NDIS policy and procedure manual itself (a purchased artefact, not a study output).
- Legal advice, tax advice and financial product advice. This study is not any of those.
- Property acquisition modelling for SDA (no property parameters supplied).
- Recruitment, marketing execution, or contacting any support coordinator or plan manager.
- Any interaction with a bank, payment portal or financial institution (INV-1, INV-3).